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Tax-Efficient Retirement Planning and Investment Management for a Flat Fee

Fiduciary financial advice for diligent savers approaching retirement, already retired, or receiving equity compensation.  Based in Westford, MA but serving clients nationwide.

Discover How I Can Help

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Personalized Financial Advice
To Minimize Taxes, Avoid Costly Mistakes, Save Time, and Achieve Peace of Mind

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Comprehensive Planning

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Evidence-Based Investing

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Integrated Tax Planning

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Straightforward Pricing

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We help you align your resources to support the life you want through customized financial planning, tax planning, and investment strategies.

It’s time to do more with the wealth you’ve earned.

What to Expect When Working With HWM

How You & Your Wealth Will Be Cared For

My goal is to understand what matters most to you and align your investments around that. As we partner together, you will always receive data-driven, conflict-free advice. I strive to help you find clarity with a tax-efficient plan that considers your entire financial situation—and that evolves just as you do.

How You & Your Wealth Will NOT Be Cared For

I do not sell financial products to receive a commission, nor do I guide you and your family according to market hype. You will not receive a one-size-fits-all investment strategy that forgoes research and data, and you will never be treated as a number or just another client.

About You

Can I Confidently Retire?

Will the savings I've accumulated be enough to support my lifestyle if I retire soon?  How much better would I be if I work another 3 years instead?  What should I be doing now to prepare for retirement?

How Do I Optimize My Equity Compensation?

When is the best time to purchase my options?  What is the tax impact of buying and holding vs. buying and selling?  Will I be affected by AMT?

I Am Already Retired But Want A Tax-Efficient Investment Plan

I am confident that I will never run out of money, but how do I position my investments to minimize taxes and put the investment odds in my favor?

Let me help you retire early, minimize taxes, and never run out of money

Transparent Approach.
Zero-Conflict Guidance.
Custom-Made Strategies.

At one point or another, we’ve all felt money anxiety. Having worked closely with many individuals and families as an independent firm since 2014, I’m intimately familiar with the kind of financial challenges that arise as your life changes.

During our time together, I strive to be there as someone who understands the ins and outs of your financial picture and can offer meaningful insight to guide you forward.

Ready to Learn More?

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